“Don’t let destiny slip away. Make it happen”
Hello and thanks for dropping in!
This blog welcomes everybody who is on their journey through life.
During this journey we find that we are also creatures of habit – both good and bad.
Habits are Powerful.
They are hard to break once established since they are comforting, perhaps even addictive.
And we embed them into our daily lives by rewarding them. Until they take control.
My bad habits affected my relationships, my job, my health – my life.
For one, I stood on the wrong side of the credit card equation for many years. In one country we were even threatened with “personal visits” and a home invasion if I did not solve my credit card issues.
But my biography was, thankfully, not my life.
Change is possible.
I found 4 D’s to be of great value in overcoming changing my habits.
Decision. Dedication. Discipline. Doing = A World of Difference.
Not only did it help us conquer the Debt Demon. It also helped me to finish my latest book, which is currently available on Amazon.
Part One covers four chapters and concentrates on the here-and-now – how to get rid of your credit card debt. It includes realising your problem, establishing your financial status, exploring your options and making the right decisions that will set your solution in motion.
- Chapter 1 – Introduction and Benefits
- Chapter 2 – The Most Popular Approaches – and Four Steps.
- Chapter 3 – Resolve your Problem
- Chapter 4 – Your Alternative Options.
Part Two concentrates on the mid-term – how to maintain control of your finances. It discusses budgets and bills, your financial plan, how to minimize credit card rates & fees, 28 topical questions on credit cards, fraud and how to protect yourself against it. It also includes definitions of important terminology to help you understand “credit card speak”.
- Chapter 5 – Money Matters and Your Financial Plan.
- Chapter 6 – The Use of Plastic as Money.
- Chapter 7 – Fraud and How to Handle It.
Part Three concentrates on the long-term and discusses life beyond your credit card issues. It helps you put steps in place to stop a repeat, to live with and within a budget, to establish Long Term Goals (such as saving, investments, preparing for retirement) and protecting your Good Name, and takes a look at things money can’t buy.
- Chapter 8 – You are Free – What Now?
- Chapter 9 – Your Goals.
- Chapter 10 – Your Good Name.
- Chapter 11 – Technology and You.
- Chapter 12 – Summary.
Feel free to share your comments and thoughts.
PS: There are a few books to follow. I have changed genres and will, for now, concentrate on writing novels for which I am currently putting together an advance read team.